Tuesday, November 8, 2011
the end of a nightmare
i finished my little government project last night.. i called them as i had been instructed to do. i got two of the biggest assholes i have ever spoken to in my life. it seems like the more i make things right, the more they try to ruin my life. i was told to fax them in. sorry, too costly.
i offered to mail them via priority mail, with a tracking number. they said it would take too long for someone to record them as received. again, their problem, not mine.
i offered to take them into the nearest service center-the easiest option and that was when the crap it the fan.
i am not speaking ill of the mentally challenged, but i think this certain government agency hires mainly mental defects.they certainly have no souls.
i was told that even if i bring them in, they would still have 4 months to process them. they could also dip into my bank account or take my disability insurance. there was no way around that. i would need to set up a payment plan that would require me to pay $600 per month. sorry, not happening. not when you consider that when all is said and done, it was their mistake. i actually have a refund due, why should i make payment arrangements on money i don't owe?
i didn't sleep last night. at all.
luckily, i got someone today who actually knew their behind from a hole in the ground. she has put a freeze on collection efforts to give me time to get them the records. i have her name and number so i can call her again once i put the records in their hands, she will continue the freeze on the collection efforts. god bless you, ms. hooks!
she made up for the rude bastard i got last night. all i can say is, i hope a house falls on him. i got the impression that he doesn't have any balls at home, but double balls at work.
the bank is still playing their game of legal review. they missed another deadline and failed to call me yesterday. i was told they are having to get records pulled from various storage facilities because it was several years ago. if you have been following the news, in a lot of cases there are no actual documents to pull. if they had listened to my concerns before all the crap happened, the files would have been easy to access. i had to read part of a letter THEY wrote to me to their representative because she didn't have a copy of their own correspondence. they want me to think they kept up with all the records from years ago? they need to give up the game now. i plan on filing my case with the attorney after jan. 1, regardless of where they are in their little game.
i spoke with a mortgage lender and we discussed purchasing a house. i can start looking at the beginning of the year. i qualify for 2 programs- usda 5% mortgage and $14,999 down payment assistance. for a house comparable to the one i am in now, my house note will be about $250 less per month. the house i am in now is a lease-to-own, meaning i can walk away tomorrow with no consequences. i forfeit my down payment, but i plan on taking my appliances. i have had too many problems with this house to stay here. did i mention the sewage tank is full of roots because the builder didn't properly clear the land? i won't even go into the incident with the jacuzzi other than to say thank god i didn't turn the jets on while i was in it! i probably would have ended up with some 3rd world country disease. luckily, i have a separate shower.
my hope is that i will get a nice chunk of change from the bank and just buy a house, but i am looking into other options just in case. plus i have time to clear out my junk hoard in the garage. i will be burning up ebay and craigslist, turning junk into moola!
i keep telling myself that it will all be over soon, ending with me being in great favor sitting pretty and smelling like a rose. i pray a lot, probably selfish prayers, but i really identify with job.
Posted by lee at 12:32 PM